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flat engl. = pauschal- amerikanisch ohne Zinsverrechnung- der
Zins wird bei der Kursfestsetzung berücksichtigt
flexibel anpassungsfähig, z. B. in bezug auf Anlagepolitik,
Preise, Kurse usw.
Floating System frei schwankender Wechselkurse. Die
Kursgestaltung der Währungen erfolgt am Markt aufgrund von Angebot und
Nachfrage: clean float, ohne jegliche Intervention der Notenbanken- dirty float,
grundsätzlich freier Markt, jedoch mit zeitweiligen gezielten Interventionen der
Notenbank |
Kredit lat.: credere, Vertrauen; 1. Vertrauen in die
Zahlungsfähigkeit einer Person oder eines Unternehmens 2. Zusicherung des
Kreditgebers an den Kreditnehmer, ihm einen bestimmten Geldbetrag oder einen
Höchstbetrag leihweise für eine bestimmte Dauer und zu vereinbarten Bedingungen
zu überlassen 3. Bezeichnung für das übereignete Kapital selbst
Kreditbrief engl.: Letter of Credit; Anweisung an eine oder
mehrere Banken, dem Begünstigten Beträge bis zu einer bestimmten Höchstsumme
auszubezahlen. Als Reisekreditbrief üblich, wird jedoch weitgehend von
Reiseschecks ersetzt |
Depotgesetz Gesetz über die Verwahrung und Anschaffung von
Wertpapieren
Depotstimmrecht Stimmrecht der Geldinstitute für die ihnen
anvertrauten Aktien ihrer Kunden, ausgeübt aufgrund einer vom Depotkunden dem
Geldinstitut erteilten Vollmacht
Depotwechsel ein dem Gläubiger vom Schuldner übergebener
Wechsel zur Geltendmachung einer Forderung. Der Depotwechsel darf erst dann
geltend gemacht oder weitergegeben werden, wenn der Anspruch aus dem der
Wechselausstellung zugrundeliegenden Rechtsgeschäft fällig geworden
ist |
Umlaufvermögen Vermögensteile in Form liquider oder in relativ
kurzer Zeit realisierbarer Mittel (Kassen-, Geldinstitutsguthaben, marktgängige
Wertpapiere kurzfristig fällige Forderungen, Waren usw.)
Umsatzprovision Entgelt für die Kontoführung eines
Geldinstitutes, berechnet aufgrund des Umsatzes
Umschuldungskredit Kredit, der dazu dienen soll, eine andere
Schuld abzulösen |
Interessante Urteile: Keine Vorfälligkeitsentschädigung bei gleichzeitiger Neukreditaufnahme
Im Falle der vorzeitigen Tilgung eines Festzinskredits mit
vereinbarter Laufzeit steht dem Kreditinstitut in der Regel ein Anspruch auf
eine so genannte Vorfälligkeitsentschädigung zu.
Dies gilt trotz entsprechender Vereinbarung jedoch nicht, wenn
der Darlehensnehmer bei derselben Bank gleichzeitig einen Neukredit in
übersteigender Höhe und zu für das Kreditinstitut nicht schlechteren Konditionen
aufnimmt.
Urteil des OLG Zweibrücken vom 27.05.2002
7 U 231/01
ZAP EN-Nr. 683/2002 |
|
Schulden Hilfe :
Schuldenregulierung - Finanzsanierung
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Schufafreie Kredite
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Ratenkredit
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Kredit ohne Schufa
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Kartenlegen per Telefon
Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen -
Beruf-Partnerschaft etc.
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Kredit ohne Schufa
Beamtendarlehen mit Top Konditionen
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Impressum
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