Krankenversicherung

Lebensversicherung

Pflegeversicherung

Rentenversicherung

Haftpflichtversicherung

Beamtendarlehen

Finanzierung

Finanzierungen

Hausratversicherung  
Kredit Startseite

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Fremdkapital
auf der Passivseite der Bilanz eines Unternehmens stehende Forderungen Dritter, z. B. Lieferantenverbindlichkeiten, Bankkredite

Fremdwährungskonto
auf ausländische Währung lautendes Konto bei einem Geldinstitut

Fremdwährungskredit
Kredite in frei konvertierbarer fremder Währung. Fremdwährungskredite können zur Finanzierung von Importen, Exporten und zur Kurssicherung verwendet werden

Kassageschäft
Börsenabschlüsse, die sofort oder kurzfristig erfüllt werden müssen. Gegensatz = Termin- oder Zeitgeschäft

Kassenscheine
kurz- und mittelfristige Wertpapiere, die in der Regel für institutionelle Anleger gedacht sind

dezentralisierter Zahlungsverkehr
gebundener Zahlungsverkehr, den die ermächtigten Geldinstitute direkt, jedoch unter Kontrolle abwickeln. Gegensatz = zentralisierter Zahlungsverkehr

Disagio
ital. = Abschlag; meistens in Prozenten ausgedrückte Differenz zwischen einem Nenn- oder Paritätswert und einem Minderpreis. Gegensatz = Agio

Diskette
magnetisch lesbarer Datenträger, ähnlich einer flexiblen Schallplatte. Durch die steigende Aufzeichnungskapazität, den direkten Zugriff und die leichte Transportmöglichkeit gewinnt die Diskette immer mehr Bedeutung in der EDV

Hauptverband der österreichischen Sparkassen
Interessenvertretung der Sparkassen in allen Belangen des Sparkassenwesens. Beratung in rechtlichen, betriebswirtschaftlichen und werblichen Belangen der Mitglieder

Hausbank
Geldinstitut, mit dem der Kunde ausschließlich oder überwiegend in Geschäftsverbindung steht

Interessante Gerrichturteile. Bei Guthabenkonten darf keine Schufa-Auskunft eingeholt werden Bei Guthabenkonten darf keine Schufa-Auskunft eingeholt werden Bei den Schuldnerberatungsstellen der Städte und Landratsämter sowie der Verbraucherzentrale Baden-Württemberg nehmen die Beschwerden überschuldeter Bürger zu, denen die Eröffnung eines Girokontos auf Guthabenbasis verweigert wird. Obwohl es bei einem Konto, das nicht überzogen werden kann nicht erforderlich ist, verlangen Banken immer wieder die Unterzeichnung der sogenannten SCHUFA-Klausel. Die Einrichtung einer Kontoverbindung wird dann nach Überprüfung der SCHUFA-Daten abgelehnt.Bei einem Konto auf Guthabenbasis besteht auch kein Kreditrisiko für die Bank. Die Einholung einer SCHUFA-Auskunft für solche Konten verstößt gegen datenschutzrechtliche Vorschriften. Auch der Zentrale Kreditausschuss (der Zusammenschluss der Verbände der deutschen Kreditwirtschaft) hat gegenüber den Datenschutzaufsichtsbehörden der Länder vor kurzem nochmals bestätigt, dass bei Konten auf Guthabenbasis seitens der Banken nicht vorgesehen sei, die SCHUFA-Klausel unterschreiben zu lassen. Verbraucher, die lediglich ein Guthabenkonto wollen und deren Bank die Einwilligung zur SCHUFA verlangt, sollen sich ihre datenschutzrechtliche Beschwerde an die zuständige Aufsichtsbehörde richten oder sich an die Verbraucherzentrale wenden.

Schulden Hilfe : Schuldenregulierung - Finanzsanierung


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  Kredite ohne Schufa
 
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  Ratenkredit

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Kredit ohne Schufa

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Kartenlegen per Telefon

Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen - Beruf-Partnerschaft etc.

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Kredit ohne Schufa

Beamtendarlehen mit Top Konditionen

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Impressum