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flat
engl. = pauschal- amerikanisch ohne Zinsverrechnung- der
Zins wird bei der Kursfestsetzung berücksichtigt
flexibel
anpassungsfähig, z. B. in bezug auf Anlagepolitik,
Preise, Kurse usw.
Floating
System frei schwankender Wechselkurse. Die
Kursgestaltung der Währungen erfolgt am Markt aufgrund von Angebot und
Nachfrage: clean float, ohne jegliche Intervention der Notenbanken- dirty float,
grundsätzlich freier Markt, jedoch mit zeitweiligen gezielten Interventionen der
Notenbank |
Kredit
lat.: credere, Vertrauen;
1. Vertrauen in die
Zahlungsfähigkeit einer Person oder eines Unternehmens
2. Zusicherung des
Kreditgebers an den Kreditnehmer, ihm einen bestimmten Geldbetrag oder einen
Höchstbetrag leihweise für eine bestimmte Dauer und zu vereinbarten Bedingungen
zu überlassen
3. Bezeichnung für das übereignete Kapital selbst
Kreditbrief
engl.: Letter of Credit; Anweisung an eine oder
mehrere Banken, dem Begünstigten Beträge bis zu einer bestimmten Höchstsumme
auszubezahlen. Als Reisekreditbrief üblich, wird jedoch weitgehend von
Reiseschecks ersetzt |
Depression
Tiefstand der Wirtschaftstätigkeit, gekennzeichnet
durch Arbeitslosigkeit sowie stark verminderte Investitionen und
Gewinne
Deputat
Lohnanteil in Form von Sachleistungen (Naturallohn), z.
B. Deputat-Kohle im Bergbau
detachieren
Kupons abtrennen
Devalvation
Siehe Abwertung!
Devisen
auf ausländische Währung lautende und im Ausland
zahlbare Geldforderungen, insbesondere Wechsel und Schecks |
Umlaufvermögen
Vermögensteile in Form liquider oder in relativ
kurzer Zeit realisierbarer Mittel (Kassen-, Geldinstitutsguthaben, marktgängige
Wertpapiere kurzfristig fällige Forderungen, Waren usw.)
Umsatzprovision
Entgelt für die Kontoführung eines
Geldinstitutes, berechnet aufgrund des Umsatzes
Umschuldungskredit
Kredit, der dazu dienen soll, eine andere
Schuld abzulösen |
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Interessante Urteile: Wird der Lohn eines Arbeitnehmers gepfändet, bleibt dennoch ein Anspruch auf
einen bestimmten Anteil zum Lebensunterhalt. Ein Betroffener hatte sich bei
seiner Bank beschwert, denn die wollte mehr als nur den pfändbaren Teil
einbehalten. Das Landgericht Heidelberg gab seinem Widerspruch Recht. Auch bei
bargeldloser Überweisung an die Bank darf diese nur den tatsächlich pfändbaren
Teil auf dem Schuldkonto verrechnen. Damit soll vermieden werden, dass der
Schuldner, der sein Geld auf dem Konto bargeldlos erhält, schlechter dasteht,
als wenn sein Arbeitslohn direkt beim Arbeitgeber gepfändet wird und er den Rest
bar entgegennimmt. Landgericht Heidelberg, Urteil vom 28.01.1999 |
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Schulden Hilfe :
Schuldenregulierung - Finanzsanierung
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Kredite ohne Schufa
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Ratenkredit
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Kredit ohne Schufa
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Kartenlegen per Telefon
Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen -
Beruf-Partnerschaft etc.
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Kredit ohne Schufa
Beamtendarlehen mit Top Konditionen
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Impressum
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