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Fristentransformation
Aufgabe der Geldinstitute, die
Fälligkeiten auf der Einlagen- und Ausleihungsseite aufeinander abzustimmen.
Durch das Gesetz der großen Zahlen, nicht alle fälligen Spareinlagen werden auf
einmal abgehoben, kann der Kreditapparat einen Teil der kurzfristigen Einlagen
in langfristige Kredite transformieren
fundierte Schuld
konsolidierte langfristige Verpflichtungen,
insbesondere in Form von Obligationen |
Kommunalbrief
früher Kommunalschuldverschreibung;
festverzinsliches Wertpapier, von dazu ermächtigten Geldinstituten, insbesondere
Landes-Hypothekenbanken, ausgegeben. Das aufgebrachte Kapital wird in Form von
Darlehen an öffentlichrechtliche Körperschaften (Bund, Länder, Gemeinden) zur
Finanzierung öffentlicher Vorhaben weitergegeben. Kommunalbriefe werden durch
Darlehen an öffentlich-rechtliche Körperschaften sichergestellt |
Transferklausel
Vereinbarung in internationalen
Schuldenabkommen, daß das Schuldnerland die Zahlungen unterbrechen kann, wenn
aufgrund der Zahlungsbilanz der Transfer der fälligen Beträge erschwert oder
nicht möglich ist
Transithandel
Warenhandel zwischen Partnern in zwei Ländern,
der durch einen Händler in einem dritten Land vermittelt wird |
Hypothek
griech. = Unterpfand; Pfandrecht an einem bebauten
oder unbebauten Grundstück zur Sicherung einer Forderung;
erstrangige, im
Grundbuch an erster Stelle stehend; erst nach Befriedigung dieses
Hypothekarschuldners werden die nachrangigen Hypotheken
berücksichtigt
Hypothekardarlehen
grundbücherlich sichergestelltes,
langfristiges Darlehen; zur Finanzierung von Liegenschaftskäufen, Um- und
Neubauten, Maschinen und sonstigen Investitionen. Die Rückzahlung erfolgt in
gleichbleibenden Annuitäten. Die Darlehenshöhe richtet sich nach dem Schätzwert
des Objektes |
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Die angebotenen Ratenkredite, Sofortkredite werden durch bundesdeutsche Banken vergeben, die sich ausschließlich auf die Kreditvergabe spezialisiert haben.
Diese Kredite werden meist auf dem Postweg abgewickelt. Somit findet kein Hausbesuch oder ähnliches statt. Die Zinsen bewegen sich im Rahmen der Gesetze und halten sich an die
üblichen Werte. Meist ist sogar in schwierigen Fällen eine Kreditvergabe möglich. Grundvorraussetzung ist jedoch eine lupenreine Schufauskunft. |
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Schulden Hilfe :
Schuldenregulierung - Finanzsanierung
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Schufafreie Kredite
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Ratenkredit
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Kredit ohne Schufa
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Kartenlegen per Telefon
Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen -
Beruf-Partnerschaft etc.
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Kredit ohne Schufa
Beamtendarlehen mit Top Konditionen
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Impressum
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