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Kredit Startseite
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Federal Reserve System
Geld- und Kreditsystem der USA, durch
den Federal Reserve Act 1913 geschaffen. Die in den 12 Federal Reserve Districts
errichteten Banken sind die alleinigen Notenbanken der USA und die
Zentralinstitute, bei denen die dem FRS angehörenden Geldinstitute ihre
Liquiditätsreserven halten
Federführung
Leitung eines Konsortialgeschäftes
Feingehalt
bei Edelmetallen Verhältnis des Gewichtes des reinen
Metalls zum Bruttogewicht der Legierung |
Kredit
lat.: credere, Vertrauen;
1. Vertrauen in die
Zahlungsfähigkeit einer Person oder eines Unternehmens
2. Zusicherung des
Kreditgebers an den Kreditnehmer, ihm einen bestimmten Geldbetrag oder einen
Höchstbetrag leihweise für eine bestimmte Dauer und zu vereinbarten Bedingungen
zu überlassen
3. Bezeichnung für das übereignete Kapital selbst
Kreditbrief
engl.: Letter of Credit; Anweisung an eine oder
mehrere Banken, dem Begünstigten Beträge bis zu einer bestimmten Höchstsumme
auszubezahlen. Als Reisekreditbrief üblich, wird jedoch weitgehend von
Reiseschecks ersetzt |
Dachgesellschaft
Siehe Holdinggesellschaft!
Darlehen
Vereinbarung, daß Geld oder vertretbare Sachen, die
jemandem zur freien Verfügung überlassen werden, nach einer bestimmten Zeit in
derselben Gattung und Güte zurückgegeben werden müssen. Der Darlehensvertrag
kommt nur durch die tatsächliche Übergabe zustande (Realkontrakt)
Datenschutz
Schutz der Daten über schutzbedürftige Tatbestände
für die Datenverarbeitung. Das Datenschutzgesetz betrifft den persönlichen
Datenschutz. Personenbezogene Daten (Name, Adresse, Alter, Einkommen, Beruf
usw.) werden vor Mißbrauch bei ihrer Speicherung, Übermittlung, Verwendung usw.
geschützt |
Umlaufvermögen
Vermögensteile in Form liquider oder in relativ
kurzer Zeit realisierbarer Mittel (Kassen-, Geldinstitutsguthaben, marktgängige
Wertpapiere kurzfristig fällige Forderungen, Waren usw.)
Umsatzprovision
Entgelt für die Kontoführung eines
Geldinstitutes, berechnet aufgrund des Umsatzes
Umschuldungskredit
Kredit, der dazu dienen soll, eine andere
Schuld abzulösen |
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Interessante Urteile: Wird der Lohn eines Arbeitnehmers gepfändet, bleibt dennoch ein Anspruch auf
einen bestimmten Anteil zum Lebensunterhalt. Ein Betroffener hatte sich bei
seiner Bank beschwert, denn die wollte mehr als nur den pfändbaren Teil
einbehalten. Das Landgericht Heidelberg gab seinem Widerspruch Recht. Auch bei
bargeldloser Überweisung an die Bank darf diese nur den tatsächlich pfändbaren
Teil auf dem Schuldkonto verrechnen. Damit soll vermieden werden, dass der
Schuldner, der sein Geld auf dem Konto bargeldlos erhält, schlechter dasteht,
als wenn sein Arbeitslohn direkt beim Arbeitgeber gepfändet wird und er den Rest
bar entgegennimmt. Landgericht Heidelberg, Urteil vom 28.01.1999 |
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Schulden Hilfe :
Schuldenregulierung - Finanzsanierung
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Kredite ohne Schufa
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Ratenkredit
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Kredit ohne Schufa
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Kartenlegen per Telefon
Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen -
Beruf-Partnerschaft etc.
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Kredit ohne Schufa
Beamtendarlehen mit Top Konditionen
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Impressum
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