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festverzinslich
bezieht sich auf die Verzinsung von Wertpapieren. Festverzinsliche Wertpapiere (Anleihen, Pfandbriefe und Kommunalbriefe) bringen jährlich gleichbleibende Zinsen

Finanzanalyse
Untersuchung der verschiedenen Anlagemöglichkeiten auf Gewinnaussichten und Risiko

Finanzausgleich
Dem föderativen Staatsaufbau (Bund, Länder, Gemeinden) entspricht es, daß die nachgeordneten Gebietskörperschaften nicht Bedarfszuweisungen aus dem zentral eingehobenen Steueraufkommen erhalten, sondern daß im Wege eines periodisch neu ausgehandelten Finanzausgleiches prozentuelle Ertragsanteile der Länder und der Gemeinden an (vom Bund eingehoben) gemeinsamen Abgaben vereinbart werden
Kapitalisierung
Errechnung des Wertes von periodisch wiederkehrenden finanziellen Leistungen oder Erträgnissen unter Zugrundelegung eines bestimmten Zinssatzes. Siehe Ertragswert!

Kapitalmarkt
Markt für längerfristige Kredite und Beteiligungskapital. Gegensatz = Geldmarkt
Dividendenwerte
Wertpapiere, die Anrecht auf einen Gewinnanteil in Form von Dividenden vermitteln, also Aktien

Dokumenteninkasso
Einzug des Gegenwertes von Exportlieferungen durch ein Geldinstitut, das vom Verkäufer beauftragt wird, die Verschiffungsdokumente dem Käufer nur gegen
1. Barzahlung d/p (documents against payment) oder
2. Akzept einer Tratte d/a (ducuments against acceptance) auszuliefern

Dokumentenkredit
Kredit, mit dem ein Geldinstitut im internationalen Warenhandel die Rolle eines Treuhänders zwischen Käufer und Verkäufer übernimmt. Der Warenwert wird dem Verkäufer gegen Übergabe der Verschiffungspapiere, d. h. Faktura, Konnossement, Versicherungspolizze usw., ausgezahlt
Handelskreditbrief
Siehe commercial Letter of Credit!

harte Währung
1. frei konvertierbare Währung
2. an den Devisenmärkten über einen längeren Zeitraum stark gefragte Währung Gegensatz = weiche Währung
Interessante Urteile: Keine Vorfälligkeitsentschädigung bei gleichzeitiger Neukreditaufnahme Im Falle der vorzeitigen Tilgung eines Festzinskredits mit vereinbarter Laufzeit steht dem Kreditinstitut in der Regel ein Anspruch auf eine so genannte Vorfälligkeitsentschädigung zu. Dies gilt trotz entsprechender Vereinbarung jedoch nicht, wenn der Darlehensnehmer bei derselben Bank gleichzeitig einen Neukredit in übersteigender Höhe und zu für das Kreditinstitut nicht schlechteren Konditionen aufnimmt. Urteil des OLG Zweibrücken vom 27.05.2002 7 U 231/01 ZAP EN-Nr. 683/2002

Schulden Hilfe : Schuldenregulierung - Finanzsanierung


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  Schufafreie Kredite 
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  Ratenkredit
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Kredit ohne Schufa

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Kartenlegen per Telefon
Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen - Beruf-Partnerschaft etc.

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