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faq
im Warenhandel gebräuchliche Abkürzung für fair average quality, gute Durchschnittsqualität

fas
Abkürzung für free alongside ship. Der Warenverkehr versteht sich einschließlich Transportkosten bis zum Verschiffungshafen

Faustpfand
bewegliche Sachen, z. B. Wertpapiere, Waren usw., zur Sicherung eines Kredites

Kontoüberziehung
Dispositionskredit, formloser Kredit, der auf dem Girokonto eingeräumt wird

Konversion
Umwandlung einer Anleihe in eine neue, meistens mit niedrigerem Zinsfuß

Konvertibilität
freie Tauschbarkeit der Währungen untereinander

Dispens
Behördliche Ausnahmebewilligung, durch die auf Grund besonderer gesetzlicher Ermächtigung in bestimmten Ausnahmefällen Befreiung von einem im Regelfall geltenden gesetzlichen Verbot geteilt wird

Distribution
Verteilung (des Produktionsergebnisses oder des Güterangebotes schlechthin); auch im Sinne von Handel und Transport als der eigentliche Produktion nachgelagerte Stufe. Distributionsfunktion des Preises (in der Marktwirtschaft): dringende Bedürfnisse sollen vor minder dringenden befriedigt werden

Dividende
jährliche Gewinnausschüttung auf Aktien, bei österreichischen Papieren angegeben in Prozenten des Nominalwertes der Aktie

Überzeichnung
die den im vorhinein festgelegten Betrag übersteigenden Zeichnungen bei einer Emission

Überziehungskredit
formloser Kredit, der auf dem Konto eingeräumt wird

Ultimo
letzter Tag bzw. Börsentag eines Monats im Geld- und Börsenverkehr

Interessante Gerrichturteile. Bei Guthabenkonten darf keine Schufa-Auskunft eingeholt werden Bei Guthabenkonten darf keine Schufa-Auskunft eingeholt werden Bei den Schuldnerberatungsstellen der Städte und Landratsämter sowie der Verbraucherzentrale Baden-Württemberg nehmen die Beschwerden überschuldeter Bürger zu, denen die Eröffnung eines Girokontos auf Guthabenbasis verweigert wird. Obwohl es bei einem Konto, das nicht überzogen werden kann nicht erforderlich ist, verlangen Banken immer wieder die Unterzeichnung der sogenannten SCHUFA-Klausel. Die Einrichtung einer Kontoverbindung wird dann nach Überprüfung der SCHUFA-Daten abgelehnt.Bei einem Konto auf Guthabenbasis besteht auch kein Kreditrisiko für die Bank. Die Einholung einer SCHUFA-Auskunft für solche Konten verstößt gegen datenschutzrechtliche Vorschriften. Auch der Zentrale Kreditausschuss (der Zusammenschluss der Verbände der deutschen Kreditwirtschaft) hat gegenüber den Datenschutzaufsichtsbehörden der Länder vor kurzem nochmals bestätigt, dass bei Konten auf Guthabenbasis seitens der Banken nicht vorgesehen sei, die SCHUFA-Klausel unterschreiben zu lassen. Verbraucher, die lediglich ein Guthabenkonto wollen und deren Bank die Einwilligung zur SCHUFA verlangt, sollen sich ihre datenschutzrechtliche Beschwerde an die zuständige Aufsichtsbehörde richten oder sich an die Verbraucherzentrale wenden.

Schulden Hilfe : Schuldenregulierung - Finanzsanierung


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  Kredite ohne Schufa
 
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  Ratenkredit

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Kredit ohne Schufa

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Kartenlegen per Telefon

Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen - Beruf-Partnerschaft etc.

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Beamtendarlehen mit Top Konditionen

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