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faq im Warenhandel gebräuchliche Abkürzung für fair average
quality, gute Durchschnittsqualität
fas Abkürzung für free alongside ship. Der Warenverkehr
versteht sich einschließlich Transportkosten bis zum
Verschiffungshafen
Faustpfand bewegliche Sachen, z. B. Wertpapiere, Waren usw.,
zur Sicherung eines Kredites |
Kontoüberziehung Dispositionskredit, formloser Kredit, der auf
dem Girokonto eingeräumt wird
Konversion Umwandlung einer Anleihe in eine neue, meistens mit
niedrigerem Zinsfuß
Konvertibilität freie Tauschbarkeit der Währungen
untereinander |
Dispens Behördliche Ausnahmebewilligung, durch die auf Grund
besonderer gesetzlicher Ermächtigung in bestimmten Ausnahmefällen Befreiung von
einem im Regelfall geltenden gesetzlichen Verbot geteilt wird
Distribution Verteilung (des Produktionsergebnisses oder des
Güterangebotes schlechthin); auch im Sinne von Handel und Transport als der
eigentliche Produktion nachgelagerte Stufe. Distributionsfunktion des Preises
(in der Marktwirtschaft): dringende Bedürfnisse sollen vor minder dringenden
befriedigt werden
Dividende jährliche Gewinnausschüttung auf Aktien, bei
österreichischen Papieren angegeben in Prozenten des Nominalwertes der
Aktie |
Überzeichnung die den im vorhinein festgelegten Betrag
übersteigenden Zeichnungen bei einer Emission
Überziehungskredit formloser Kredit, der auf dem Konto
eingeräumt wird
Ultimo letzter Tag bzw. Börsentag eines Monats im Geld- und
Börsenverkehr |
Interessante Gerrichturteile. Bei Guthabenkonten darf keine Schufa-Auskunft eingeholt werden
Bei Guthabenkonten darf keine Schufa-Auskunft eingeholt werden Bei den
Schuldnerberatungsstellen der Städte und Landratsämter sowie der
Verbraucherzentrale Baden-Württemberg nehmen die Beschwerden überschuldeter
Bürger zu, denen die Eröffnung eines Girokontos auf Guthabenbasis verweigert
wird. Obwohl es bei einem Konto, das nicht überzogen werden kann nicht
erforderlich ist, verlangen Banken immer wieder die Unterzeichnung der
sogenannten SCHUFA-Klausel. Die Einrichtung einer Kontoverbindung wird dann nach
Überprüfung der SCHUFA-Daten abgelehnt.Bei einem Konto auf Guthabenbasis
besteht auch kein Kreditrisiko für die Bank. Die Einholung einer SCHUFA-Auskunft
für solche Konten verstößt gegen datenschutzrechtliche Vorschriften. Auch der
Zentrale Kreditausschuss (der Zusammenschluss der Verbände der deutschen
Kreditwirtschaft) hat gegenüber den Datenschutzaufsichtsbehörden der Länder vor
kurzem nochmals bestätigt, dass bei Konten auf Guthabenbasis seitens der Banken
nicht vorgesehen sei, die SCHUFA-Klausel unterschreiben zu lassen. Verbraucher, die lediglich ein Guthabenkonto wollen und deren Bank die
Einwilligung zur SCHUFA verlangt, sollen sich ihre datenschutzrechtliche
Beschwerde an die zuständige Aufsichtsbehörde richten oder sich an die
Verbraucherzentrale wenden. |
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Schulden Hilfe :
Schuldenregulierung - Finanzsanierung
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Kredite ohne Schufa
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Ratenkredit
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Kredit ohne Schufa
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Kartenlegen per Telefon
Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen -
Beruf-Partnerschaft etc.
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Kredit ohne Schufa
Beamtendarlehen mit Top Konditionen
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Impressum
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