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Fristentransformation
Aufgabe der Geldinstitute, die Fälligkeiten auf der Einlagen- und Ausleihungsseite aufeinander abzustimmen. Durch das Gesetz der großen Zahlen, nicht alle fälligen Spareinlagen werden auf einmal abgehoben, kann der Kreditapparat einen Teil der kurzfristigen Einlagen in langfristige Kredite transformieren

fundierte Schuld
konsolidierte langfristige Verpflichtungen, insbesondere in Form von Obligationen
Kassageschäft
Börsenabschlüsse, die sofort oder kurzfristig erfüllt werden müssen. Gegensatz = Termin- oder Zeitgeschäft

Kassenscheine
kurz- und mittelfristige Wertpapiere, die in der Regel für institutionelle Anleger gedacht sind
dezentralisierter Zahlungsverkehr
gebundener Zahlungsverkehr, den die ermächtigten Geldinstitute direkt, jedoch unter Kontrolle abwickeln. Gegensatz = zentralisierter Zahlungsverkehr

Disagio
ital. = Abschlag; meistens in Prozenten ausgedrückte Differenz zwischen einem Nenn- oder Paritätswert und einem Minderpreis. Gegensatz = Agio

Diskette
magnetisch lesbarer Datenträger, ähnlich einer flexiblen Schallplatte. Durch die steigende Aufzeichnungskapazität, den direkten Zugriff und die leichte Transportmöglichkeit gewinnt die Diskette immer mehr Bedeutung in der EDV
Hauptverband der österreichischen Sparkassen
Interessenvertretung der Sparkassen in allen Belangen des Sparkassenwesens. Beratung in rechtlichen, betriebswirtschaftlichen und werblichen Belangen der Mitglieder

Hausbank
Geldinstitut, mit dem der Kunde ausschließlich oder überwiegend in Geschäftsverbindung steht
Interessante Urteile: Ungünstige Kreditauskunft für GmbH-Geschäftsführer Daten, die die Kreditwürdigkeit eines Geschäftsführers in Frage stellen, dürfen nach einem Urteil des Oberlandesgerichts Stuttgart von Wirtschaftsauskunfteien grundsätzlich aus allgemein zugänglichen Quellen gesammelt, gespeichert und an Nachfrager weitergeleitet werden. Dies wurde damit begründet, dass der Persönlichkeitsschutz bei einer gewerblichen Tätigkeit nicht soweit reicht wie der Schutz des privaten Bereichs. In dem entschiedenen Fall betraf die Eintragung einen Geschäftsführer einer Bauträger-Gesellschaft, der fünf Jahre vorher eine andere GmbH, die er 20 Jahre als Geschäftsführer geleitet hatte, in die Insolvenz geführt hatte.Urteil des OLG Stuttgart vom 12.12.2002 2 U 103/02

Schulden Hilfe : Schuldenregulierung - Finanzsanierung


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  Kredite ohne Schufa 
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  Ratenkredit
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Kredit ohne Schufa

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Kartenlegen per Telefon
Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen - Beruf-Partnerschaft etc.

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