Kredit Startseite

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Federal Reserve System
Geld- und Kreditsystem der USA, durch den Federal Reserve Act 1913 geschaffen. Die in den 12 Federal Reserve Districts errichteten Banken sind die alleinigen Notenbanken der USA und die Zentralinstitute, bei denen die dem FRS angehörenden Geldinstitute ihre Liquiditätsreserven halten

Federführung
Leitung eines Konsortialgeschäftes

Feingehalt
bei Edelmetallen Verhältnis des Gewichtes des reinen Metalls zum Bruttogewicht der Legierung
Konsolidierungskredit
meistens langfristiger Kredit zur Umschuldung von mehreren kurzfristigen Verbindlichkeiten

Konsorten
Mitglieder eines Konsortiums

Konsortialgeschäft
gemeinschaftliche Transaktion (Kredit, Emission einer Anleihe usw.) mehrerer Geldinstitute, die sich zu diesem Zwecke zusammenschließen
Thesaurierung
Siehe Hortung!

Ticker
Kursanzeiger der New Yorker Börse

Tilgung
Rückzahlung einer Schuld zu einem bestimmten Termin (Fälligkeit) oder, falls vertraglich vorgesehen, durch Verlosung, z. B. bei Anleihen

Tilgungsanleihe
Anleihe, die nach einem bestimmten Tilgungsplan zurückzuzahlen ist. Gegensatz = Rentenanleihe
Überbrückungskredit
Kredit zur Oberwindung vorübergehender Liquiditätsschwierigkeiten

Übernahmeangebot
Angebot, mit dem ein Unternehmen oder eine Unternehmensgruppe den Aktionären eines anderen Unternehmens den Kauf ihrer Aktien zu einem festen Preis und innerhalb einer bestimmten Frist anbietet

Übernahmevertrag
anläßlich einer Emission zwischen den Ausgebern der Wertpapiere (Bund, Land, Industrieunternehmen) und dem Emissionssyndikat (Gruppe von Geldinstituten) abgeschlossener Vertrag, wobei das Syndikat den ganzen Betrag der Emission fest übernimmt
Interessante Gerrichturteile. Bei Guthabenkonten darf keine Schufa-Auskunft eingeholt werden Bei Guthabenkonten darf keine Schufa-Auskunft eingeholt werden Bei den Schuldnerberatungsstellen der Städte und Landratsämter sowie der Verbraucherzentrale Baden-Württemberg nehmen die Beschwerden überschuldeter Bürger zu, denen die Eröffnung eines Girokontos auf Guthabenbasis verweigert wird. Obwohl es bei einem Konto, das nicht überzogen werden kann nicht erforderlich ist, verlangen Banken immer wieder die Unterzeichnung der sogenannten SCHUFA-Klausel. Die Einrichtung einer Kontoverbindung wird dann nach Überprüfung der SCHUFA-Daten abgelehnt.Bei einem Konto auf Guthabenbasis besteht auch kein Kreditrisiko für die Bank. Die Einholung einer SCHUFA-Auskunft für solche Konten verstößt gegen datenschutzrechtliche Vorschriften. Auch der Zentrale Kreditausschuss (der Zusammenschluss der Verbände der deutschen Kreditwirtschaft) hat gegenüber den Datenschutzaufsichtsbehörden der Länder vor kurzem nochmals bestätigt, dass bei Konten auf Guthabenbasis seitens der Banken nicht vorgesehen sei, die SCHUFA-Klausel unterschreiben zu lassen. Verbraucher, die lediglich ein Guthabenkonto wollen und deren Bank die Einwilligung zur SCHUFA verlangt, sollen sich ihre datenschutzrechtliche Beschwerde an die zuständige Aufsichtsbehörde richten oder sich an die Verbraucherzentrale wenden.

Schulden Hilfe : Schuldenregulierung - Finanzsanierung


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  Schufafreie Kredite 
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  Ratenkredit
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Kredit ohne Schufa

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Kartenlegen per Telefon
Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen - Beruf-Partnerschaft etc.

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Kredit ohne Schufa

Beamtendarlehen mit Top Konditionen

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Impressum