Kredit Startseite

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Factoring
Form der Absatzfinanzierung- Ankauf und Bevorschussung von Forderungen aus Lieferungen und Leistungen durch ein Finanzierungsinstitut, der Factorgesellschaft. Das Factorunternehmen übernimmt auch das Risiko des Zahlungsausfalles, die Debitorenbuchhaltung und das Mahnwesen. Factoring ist eine interessante Finanzierungsform für Unternehmen mit steigenden Umsätzen

Kreditschöpfung
Erhöhung der Geldmenge durch Kreditgewährung der Geldinstitute

Kreditversicherung
Bezeichnung für die verschiedensten Arten der Versicherungen, die gegen die Vielfältigen Kreditrisiken schützen sollen

Kreditwesengesetz (KWG)
gesetzliche Regelung für alle Geldinstitute, die Bankgeschäfte betreiben. Das KWG enthält u. a. Vorschriften zum Schutz der Gläubiger, wie Regelungen über Eigenmittel, Liquidität, Höchstgrenzen für Kredite usw.

degressiv
fallend. Siehe progressiv!

Delivery Order
Auftrag zur Auslieferung einzelner, in einem Konnossement insgesamt angeführter Warenposten an die verschiedenen Empfänger

Delkredere
1. Wertberichtigung für die voraussichtlichen oder gemäß Erfahrung eintretenden Verluste aus Außenständen
2. Gewährleistung für den Eingang von Außenständen eines anderen Gläubigers, beispielsweise vom Vertreter gegenüber dem Unternehmer; gewöhnlich gegen Entschädigung (Delkredereprovision)

Umwandlung, Umgründung
Überführung eines Unternehmens in eine andere rechtliche Unternehmungsform

Umweltschutzförderung
Direktdarlehen, Investitions- und Zinsenzuschüsse zu Geldinstitutsdarlehen, die für Maßnahmen der Luft- und (Ab-)Wasserreinhaltung, der Abfallbeseitigung und -Wiederverwertung, des Lärmschutzes sowie der Energieeinsparung vor allem vom Ökologiefonds (ehemaliger Wasserwirtschafts- und Umweltfonds), der BÜRGES-Förderungsbank, dem ERP-Fonds sowie von Bund, Ländern und Gemeinden vergeben werden

Interessante Urteile: Wird der Lohn eines Arbeitnehmers gepfändet, bleibt dennoch ein Anspruch auf einen bestimmten Anteil zum Lebensunterhalt. Ein Betroffener hatte sich bei seiner Bank beschwert, denn die wollte mehr als nur den pfändbaren Teil einbehalten. Das Landgericht Heidelberg gab seinem Widerspruch Recht. Auch bei bargeldloser Überweisung an die Bank darf diese nur den tatsächlich pfändbaren Teil auf dem Schuldkonto verrechnen. Damit soll vermieden werden, dass der Schuldner, der sein Geld auf dem Konto bargeldlos erhält, schlechter dasteht, als wenn sein Arbeitslohn direkt beim Arbeitgeber gepfändet wird und er den Rest bar entgegennimmt. Landgericht Heidelberg, Urteil vom 28.01.1999

Schulden Hilfe : Schuldenregulierung - Finanzsanierung


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  Kredite ohne Schufa
 
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  Ratenkredit

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Kredit ohne Schufa

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Kartenlegen per Telefon

Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen - Beruf-Partnerschaft etc.

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Kredit ohne Schufa

Beamtendarlehen mit Top Konditionen

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Impressum