Kredit Startseite

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Fungibilltät
Vertretbarkeit eines Wertpapiers durch ein anderes derselben Art und desselben Ausstellers. Die Fungibilität ist die Voraussetzung für den Börsenhandel

Fusion
lat. = Verschmelzung- der wirtschaftliche und rechtliche Zusammenschluß zweier oder mehrerer Unternehmen zu einem einzigen Unternehmen

Kommunaldarlehen
Darlehen an Gemeinden und an in kommunalem Eigentum stehende Unternehmen zur langfristigen Finanzierung, insbesondere von Infrastrukturinvestitionen, wie Schulen, Krankenhäuser, Wasserversorgungsanlagen usw.; Kommunaldarlehen dienen zur Deckung von Kommunalbriefen (Kommunalschuldverschreibungen)

Double Eagle
auf 20 Dollar lautende und einen Adler als Münzbild aufweisende Goldmünze der Vereinigten Staaten. Siehe Eagle!

Dow-Jones-lndex
Index der New Yorker Börse, der den Durchschnittspreis einer Auswahl an Aktien wiedergibt. Er wird gesondert für Aktien der Industrie (30 Werte), der Eisenbahnen (20 Werte) und der public utilities (15 Werte) berechnet und dient auch dem Versuch, die Börsentendenz nach der Dow-Theorie vorauszubestimmen

d/p
documents against payment; Dokumente auszuhändigen nur gegen Barzahlung. Siehe Dokumenteninkasso!

Hypothek
griech. = Unterpfand; Pfandrecht an einem bebauten oder unbebauten Grundstück zur Sicherung einer Forderung;
erstrangige, im Grundbuch an erster Stelle stehend; erst nach Befriedigung dieses Hypothekarschuldners werden die nachrangigen Hypotheken berücksichtigt

Hypothekardarlehen
grundbücherlich sichergestelltes, langfristiges Darlehen; zur Finanzierung von Liegenschaftskäufen, Um- und Neubauten, Maschinen und sonstigen Investitionen. Die Rückzahlung erfolgt in gleichbleibenden Annuitäten. Die Darlehenshöhe richtet sich nach dem Schätzwert des Objektes

Interessante Urteile: Vorfälligkeitsentschädigung frei aushandelbar Grundsätzlich haben Kreditinstitute bei vorzeitig kündbaren Krediten ohne wirksame Vereinbarung keinen Anspruch auf Zahlung einer so genannten Vorfälligkeitsentschädigung bei vorzeitiger Rückzahlung eines noch nicht fälligen Darlehens. Entsprechende Klauseln in den Allgemeinen Bankbedingungen werden von den Gerichten in der Regel als unwirksam angesehen (OLG Köln, 1 U 101/99). Sieht der Kreditvetrag jedoch gar keine vorzeitige Rückzahlung des Darlehens vor, ist der Bankkunde auf das Entgegenkommen der Bank angewiesen, die ihre Zustimmung selbstverständlich von der Zahlung einer Vorfälligkeitsentschädigung abhängig machen wird. Die Höhe unterliegt der Vertragsfreiheit der Parteien. Daher sind die Gerichte nicht befugt, die Angemessenheit des Betrags zu prüfen. Die Grenze liegt jedoch dort, wo die Höhe der verlangten Entschädigung gegen die guten Sitten verstößt. Der Bundesgerichtshof ließ im konkreten Fall bei einem Restkredit von 10,22 Mio. EUR eine Vorfälligkeitsentschädigung von 436.000 EUR unbeanstandet. Urteil des BGH vom 06.05.2003 XI ZR 226/02

Schulden Hilfe : Schuldenregulierung - Finanzsanierung


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  Kredite ohne Schufa
 
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  Ratenkredit

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Kredit ohne Schufa

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Kartenlegen per Telefon

Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen - Beruf-Partnerschaft etc.

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Kredit ohne Schufa

Beamtendarlehen mit Top Konditionen

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Impressum