Kredit Startseite

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Firma
Name, unter dem ein Vollkaufmann seine Geschäfte betreibt und seine Unterschrift abgibt. Die Firma wird im Handelsregister eingetragen

Firmenwert
engl.: Goodwill, Geschäftswert- der bei der Bewertung eines Unternehmens als Ganzes über die sachlichen Vermögenswerte hinausgehende immaterielle Mehrwert. Der Firmenwert beruht auf dem besonderen Ansehen, der Leistungs- und Kreditfähigkeit usw. eines Unternehmens

Kredit
lat.: credere, Vertrauen;
1. Vertrauen in die Zahlungsfähigkeit einer Person oder eines Unternehmens
2. Zusicherung des Kreditgebers an den Kreditnehmer, ihm einen bestimmten Geldbetrag oder einen Höchstbetrag leihweise für eine bestimmte Dauer und zu vereinbarten Bedingungen zu überlassen
3. Bezeichnung für das übereignete Kapital selbst

Kreditbrief
engl.: Letter of Credit; Anweisung an eine oder mehrere Banken, dem Begünstigten Beträge bis zu einer bestimmten Höchstsumme auszubezahlen. Als Reisekreditbrief üblich, wird jedoch weitgehend von Reiseschecks ersetzt

Treuhandgeschäfte
Transaktionen, die der Treuhänder, oft ein Geldinstitut, in seinem eigenen Namen, aber im Auftrag und für Rechnung und Gefahr des Treugebers abwickelt

Treuhandkredit
Kredit, der von einem Geldinstitut als Treuhänder an einen Dritten weitergeleitet wird

Troy-Unze
Gewichtseinheit für Edelmetalle = 31,1035 9

Trust
1. Stiftung nach angelsächsischem Recht
2. Konzern mit Marktbeherrschung

Umlaufvermögen
Vermögensteile in Form liquider oder in relativ kurzer Zeit realisierbarer Mittel (Kassen-, Geldinstitutsguthaben, marktgängige Wertpapiere kurzfristig fällige Forderungen, Waren usw.)

Umsatzprovision
Entgelt für die Kontoführung eines Geldinstitutes, berechnet aufgrund des Umsatzes

Umschuldungskredit
Kredit, der dazu dienen soll, eine andere Schuld abzulösen

Interessante Urteile: Keine Schufa-Löschung trotz Forderungsbegleichung. Das Interesse und die Berechtigung der Schufa daran, fällige Forderungen zu speichern und die Kreditwirtschaft vor insolventen oder zahlungsunwilligen Kunden zu schützen, ist seit langem von der höchstrichterlichen Rechtsprechung anerkannt. Daneben steht das Interesse der kreditgebenden Institutionen, durch Informationen zur Bonität das mit der Kreditvergabe typischerweise verbundene Ausfallrisiko zu minimieren. Entscheidend für die Frage einer Kreditvergabe ist auch, wie zuverlässig sich der Schuldner in der vergangenen Zeit gegenüber seinen Gläubigern verhalten hat. Daher stellt auch ein in der Zwischenzeit eingetretener Erledigungsvermerk für den Kreditgeber eine entscheidende Information dar. Mit dem Ausgleich einer bei der Schufa gespeicherten offenen Forderung entsteht daher kein Anspruch des Betroffenen auf Löschung dieses Eintrages. Eine Löschung kann erst nach Ablauf von drei Jahren (Selbstverpflichtung der Schufa) verlangt werden. Urteil des AG Bielefeld vom 02.10.200141 C 549/01 (nicht rechtskräftig)Der Betrieb 2002, 525

Schulden Hilfe : Schuldenregulierung - Finanzsanierung


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  Kredite ohne Schufa
 
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  Ratenkredit

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Kredit ohne Schufa

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Kartenlegen per Telefon

Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen - Beruf-Partnerschaft etc.

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Kredit ohne Schufa

Beamtendarlehen mit Top Konditionen

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Impressum