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Factoring
Form der Absatzfinanzierung- Ankauf und Bevorschussung von
Forderungen aus Lieferungen und Leistungen durch ein Finanzierungsinstitut, der
Factorgesellschaft. Das Factorunternehmen übernimmt auch das Risiko des
Zahlungsausfalles, die Debitorenbuchhaltung und das Mahnwesen. Factoring ist
eine interessante Finanzierungsform für Unternehmen mit steigenden
Umsätzen |
Kreditschöpfung Erhöhung der Geldmenge durch Kreditgewährung
der Geldinstitute
Kreditversicherung Bezeichnung für die verschiedensten Arten
der Versicherungen, die gegen die Vielfältigen Kreditrisiken schützen
sollen
Kreditwesengesetz (KWG) gesetzliche Regelung für alle
Geldinstitute, die Bankgeschäfte betreiben. Das KWG enthält u. a. Vorschriften
zum Schutz der Gläubiger, wie Regelungen über Eigenmittel, Liquidität,
Höchstgrenzen für Kredite usw. |
degressiv fallend. Siehe progressiv!
Delivery Order Auftrag zur Auslieferung einzelner, in einem
Konnossement insgesamt angeführter Warenposten an die verschiedenen
Empfänger
Delkredere 1. Wertberichtigung für die voraussichtlichen oder
gemäß Erfahrung eintretenden Verluste aus Außenständen 2. Gewährleistung für
den Eingang von Außenständen eines anderen Gläubigers, beispielsweise vom
Vertreter gegenüber dem Unternehmer; gewöhnlich gegen Entschädigung
(Delkredereprovision) |
Underwriter 1. englische Bezeichnung für ein Geldinstitut, das
bei einer Neuemission die Übernahme eines nicht verkauften Teiles der Emission
garantiert 2. Versicherer
Universalbank Geldinstitut, das sich mit allen Zweigen des
Geldgeschäftes befaßt |
Interessante Urteile: Börsentermingeschäfte: keine Haftung bei Belastung des gemeinsamen Girokontos
Haben Eheleute ein gemeinsames Girokonto, müssen beide
Geldtransaktionen des anderen gegen sich gelten lassen. Für etwaige
Überziehungen haften grundsätzlich beide Kontoinhaber. Hiervon hat der
Bundesgerichtshof nun eine wichtige Ausnahme gemacht.
Rührt eine Kontoüberziehung von einem hochspekulativen
Börsentermingeschäft eines der Kontoinhaber her und verfügt der andere
Ehepartner nicht über die so genannte Termingeschäftsfähigkeit, haftet er nicht
für daraus entstehende Belastungen. Dies gilt auch dann, wenn das Termingeschäft
eigentlich wirksam ist. In dem zu entscheidenden Fall ging es um immense
Verluste eines Geschäftsmanns in Höhe von über 330.000 EUR, für die seine Frau
trotz entsprechender Belastung des gemeinsamen Kontos nach diesem Urteil
letztlich nicht einzustehen hatte.
Urteil des BGH vom 25.06.2002
XI ZR 218/01 |
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Schulden Hilfe :
Schuldenregulierung - Finanzsanierung
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Schufafreie Kredite
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Ratenkredit
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Kredit ohne Schufa
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Kartenlegen per Telefon
Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen -
Beruf-Partnerschaft etc.
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Kredit ohne Schufa
Beamtendarlehen mit Top Konditionen
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Impressum
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