Kredit Startseite

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flat
engl. = pauschal- amerikanisch ohne Zinsverrechnung- der Zins wird bei der Kursfestsetzung berücksichtigt

flexibel
anpassungsfähig, z. B. in bezug auf Anlagepolitik, Preise, Kurse usw.

Floating
System frei schwankender Wechselkurse. Die Kursgestaltung der Währungen erfolgt am Markt aufgrund von Angebot und Nachfrage: clean float, ohne jegliche Intervention der Notenbanken- dirty float, grundsätzlich freier Markt, jedoch mit zeitweiligen gezielten Interventionen der Notenbank

Konzern
Zusammenschluß mehrerer rechtlich selbständig bleibender Unternehmen unter einheitlicher Leitung zu wirtschaftlichen Zwecken

Konzernbilanz
Siehe consolidated balance sheet!

Korrespondenzbanken
ausländische Banken, mit denen ein Geldinstitut zur Abwicklung seiner Geschäfte in ständiger Verbindung steht

Depression
Tiefstand der Wirtschaftstätigkeit, gekennzeichnet durch Arbeitslosigkeit sowie stark verminderte Investitionen und Gewinne

Deputat
Lohnanteil in Form von Sachleistungen (Naturallohn), z. B. Deputat-Kohle im Bergbau

detachieren
Kupons abtrennen

Devalvation
Siehe Abwertung!

Devisen
auf ausländische Währung lautende und im Ausland zahlbare Geldforderungen, insbesondere Wechsel und Schecks

Überzeichnung
die den im vorhinein festgelegten Betrag übersteigenden Zeichnungen bei einer Emission

Überziehungskredit
formloser Kredit, der auf dem Konto eingeräumt wird

Ultimo
letzter Tag bzw. Börsentag eines Monats im Geld- und Börsenverkehr

Interessante Gerrichturteile. Bei Guthabenkonten darf keine Schufa-Auskunft eingeholt werden Bei Guthabenkonten darf keine Schufa-Auskunft eingeholt werden Bei den Schuldnerberatungsstellen der Städte und Landratsämter sowie der Verbraucherzentrale Baden-Württemberg nehmen die Beschwerden überschuldeter Bürger zu, denen die Eröffnung eines Girokontos auf Guthabenbasis verweigert wird. Obwohl es bei einem Konto, das nicht überzogen werden kann nicht erforderlich ist, verlangen Banken immer wieder die Unterzeichnung der sogenannten SCHUFA-Klausel. Die Einrichtung einer Kontoverbindung wird dann nach Überprüfung der SCHUFA-Daten abgelehnt.Bei einem Konto auf Guthabenbasis besteht auch kein Kreditrisiko für die Bank. Die Einholung einer SCHUFA-Auskunft für solche Konten verstößt gegen datenschutzrechtliche Vorschriften. Auch der Zentrale Kreditausschuss (der Zusammenschluss der Verbände der deutschen Kreditwirtschaft) hat gegenüber den Datenschutzaufsichtsbehörden der Länder vor kurzem nochmals bestätigt, dass bei Konten auf Guthabenbasis seitens der Banken nicht vorgesehen sei, die SCHUFA-Klausel unterschreiben zu lassen. Verbraucher, die lediglich ein Guthabenkonto wollen und deren Bank die Einwilligung zur SCHUFA verlangt, sollen sich ihre datenschutzrechtliche Beschwerde an die zuständige Aufsichtsbehörde richten oder sich an die Verbraucherzentrale wenden.

Schulden Hilfe : Schuldenregulierung - Finanzsanierung


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  Schufafreie Kredite
 
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  Ratenkredit

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Kredit ohne Schufa

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Kartenlegen per Telefon

Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen - Beruf-Partnerschaft etc.

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Kredit ohne Schufa

Beamtendarlehen mit Top Konditionen

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Impressum